Privacy & Data

Privacy Policy – apk98 Online Gaming Platform Pakistan

Your privacy matters to us. This policy explains in plain terms what data apk98 collects, why we collect it, how we protect it, and what rights you have over your own information as a player on our platform.

Last updated: January 2026

Privacy at apk98 – Key Principles

Six things you should know about how apk98 handles your data before reading the full policy.

Your Data Is Secured

All data transmitted between your device and the apk98 platform is encrypted using industry-standard TLS. Sensitive account information is stored using hashing and encryption methods that prevent readable access even if data were ever compromised.

Payment Data Handled Carefully

apk98 does not store full payment credentials from JazzCash, Easypaisa, or bank cards on our servers. Payment processing is handled through secure payment channels, and only tokenised or reference identifiers are retained at our end.

You Control Your Data

Registered players can request access to the personal data held about them, request corrections, or ask for deletion in circumstances where retention is no longer necessary. Contact the support team to make any of these requests.

We Don't Sell Your Data

apk98 does not sell or rent your personal information to third parties for their own marketing purposes. Data shared with third parties is limited to what is strictly necessary for operating the platform — such as payment processors and identity verification services.

Cookies Are Used Transparently

apk98 uses cookies and similar technologies for session management, security, and to understand how players use the platform. Essential cookies cannot be disabled as they are required for the platform to function. Other cookies can be managed through your browser settings.

Purpose-Limited Data Use

Data collected by apk98 is used for specific, stated purposes: managing your account, processing transactions, preventing fraud, and improving the platform. We do not use your data for purposes beyond what is described in this policy without seeking your consent.

1. Introduction

This Privacy Policy ("Policy") describes how apk98 ("the Platform," "we," "us," "our") collects, uses, stores, and protects personal information about players ("you," "the Player") who register and use the apk98 platform, including the website at apk98.net and the mobile app for Android and iOS.

By registering an account at apk98 or using the platform in any way, you acknowledge that you have read and understood this Privacy Policy. Your continued use of the platform following any update to this Policy constitutes your acceptance of the revised terms.

This Policy should be read alongside the Terms and Conditions. If you have questions about how your data is handled, you can reach us at any time through the support team — details are in Section 14.

2. Scope of This Policy

This Policy applies to all personal data collected by apk98 through:

  • The apk98 website (apk98.net) and all pages within it
  • The apk98 mobile app on Android and iOS
  • Any communications between you and apk98, including live chat, email, and in-app messages
  • Payment processing interactions related to your apk98 account

This Policy does not apply to third-party websites or services that may be linked to or integrated with the platform. You should review the privacy policies of any third-party service you interact with separately from apk98.

3. Data We Collect

The following categories of personal data may be collected and processed by apk98 depending on how you use the platform:

Category Examples When Collected
Identity Data Full name, date of birth, national ID number (if required for verification) At registration and during identity verification
Contact Data Phone number, email address At registration
Account Data Username, login history, session data, account preferences On an ongoing basis during platform use
Financial Data Deposit amounts, withdrawal requests, transaction history, payment method references (not full credentials) When deposits, withdrawals, or bets are made
Gaming Activity Data Games played, bets placed, game history, win and loss records During gameplay
Technical Data IP address, device type, operating system, browser type, app version Automatically during platform access
Communication Data Live chat logs, email correspondence, support ticket content When you contact support

We do not collect sensitive personal data such as health information, racial or ethnic origin, political opinions, or religious beliefs. We also do not collect full payment card numbers or mobile wallet PINs — these are handled directly by the relevant payment providers.

4. How We Collect Your Data

apk98 collects data through the following methods:

  • Direct collection: Information you provide when registering, verifying your identity, making deposits, contacting support, or updating your account settings.
  • Automated collection: Technical and usage data collected automatically when you access the platform, including through cookies and server logs. This includes your IP address, device identifiers, and how you navigate the platform.
  • Third-party sources: In some cases, identity verification or payment processors may share information with us as part of their service — for example, confirming that a JazzCash or Easypaisa transaction was completed successfully.

5. How We Use Your Data

Personal data collected by apk98 is used for the following purposes:

  • Creating and managing your player account
  • Verifying your identity and confirming eligibility to use the platform
  • Processing deposits, withdrawals, and in-platform transactions in PKR
  • Detecting and preventing fraud, cheating, money laundering, and other prohibited activity
  • Providing customer support and responding to your queries
  • Sending account-related notifications such as deposit confirmations and security alerts
  • Improving the platform through analysis of how players use the service
  • Complying with any applicable legal or regulatory obligations
  • Administering responsible gaming tools such as session limits and self-exclusion requests

We do not use your data for third-party marketing. If apk98 sends you promotional communications about our own offers and bonuses, you will have the option to opt out at any time through your account settings or by contacting support.

6. Sharing Your Data

apk98 does not sell, rent, or trade your personal data with external parties for their own commercial use. We may share your data only in the following limited circumstances:

  • Payment processors: JazzCash, Easypaisa, Raast, bank transfer providers, and card payment processors receive the data necessary to complete your transactions. Each processor operates under its own privacy terms.
  • Identity verification services: Where identity checks are required, relevant identity data may be shared with a verification provider to confirm your details.
  • Technology and infrastructure providers: Hosting, security, and analytics partners may process technical data on our behalf under data processing agreements that restrict their use of that data.
  • Legal obligations: If required by law or in response to a valid legal request, apk98 may disclose data to relevant authorities. We will not disclose more than is legally required in such situations.
  • Business transfers: In the event of a merger, acquisition, or sale of assets, player data may form part of the transferred assets. Players would be notified of any change in data controller in advance where possible.

7. Payment Data

Because most apk98 players in Pakistan use JazzCash, Easypaisa, Raast, or bank transfer for deposits and withdrawals, it is worth explaining specifically how payment data is handled.

When you make a deposit or withdrawal, the transaction is processed through the relevant payment channel. apk98 receives a transaction reference and confirmation of the amount — we do not receive or store your mobile wallet PIN, full bank account credentials, or card security codes. That data stays within the payment provider's system.

  • Transaction references and amounts are stored in your account history for record-keeping and dispute resolution purposes.
  • The phone number associated with your JazzCash or Easypaisa account is used only to match your payment to your apk98 account — it is not used for unsolicited contact.
  • Withdrawal requests are paid to the payment method associated with your account. This matching requirement is a standard fraud-prevention measure and is not changed regardless of the withdrawal amount.

8. Data Retention

apk98 retains personal data for as long as it is needed to fulfil the purposes described in this Policy, or for as long as your account remains active. Specific retention periods apply as follows:

  • Active account data: Retained for the full duration your account is open and for a period after closure to allow for dispute resolution and legal compliance.
  • Transaction and financial records: Retained for a minimum period required to satisfy record-keeping obligations. These records support audit trails, dispute resolution, and fraud detection.
  • Communication records: Support chat logs and email correspondence are retained for a reasonable period to allow for follow-up and quality review.
  • Technical and session data: Log data and session records are retained for a shorter period, sufficient for security monitoring and platform troubleshooting.

When data is no longer required for any of these purposes, it is deleted or anonymised in a way that means it can no longer be linked to any individual player.

9. Security

apk98 takes the security of player data seriously and applies technical and organisational measures to protect it. These include:

  • TLS encryption for all data in transit between your device and our servers
  • Secure storage with access controls limiting who within the organisation can access personal data
  • Password hashing — your account password is never stored in readable form
  • Regular security reviews of platform infrastructure
  • Two-factor authentication options available for player accounts
Your Role in Account Security

Security is a shared responsibility. Keep your login credentials private, do not reuse passwords across platforms, and contact support immediately if you believe your account has been accessed without your knowledge. apk98 staff will never ask you for your password.

While we apply strong security measures, no online platform can guarantee absolute security. In the event of a data breach that affects your personal data in a material way, we will notify affected players as quickly as is practicable.

10. Cookies and Tracking Technologies

apk98 uses cookies and similar technologies on the website and in the app. Cookies are small files stored on your device that help the platform function correctly and allow us to understand how players use the service.

Cookie Type Purpose Can Be Disabled?
Essential Session management, login state, security tokens. Required for the platform to function. No — required for core functionality
Analytics Understanding how players navigate the platform, which features are used, and where errors occur. Data is aggregated and anonymised. Yes — via browser settings
Functional Remembering your preferences such as language settings, display options, and recently played games. Yes — disabling may affect your experience

You can control non-essential cookies through your browser settings. Most modern browsers allow you to view, block, or delete cookies. Note that blocking essential cookies will prevent you from logging in or using core platform features.

11. Your Data Rights

As a player at apk98, you have the following rights over your personal data. To exercise any of these rights, contact the support team using the details in Section 14.

Right of Access

You can request a copy of the personal data apk98 holds about you. We will respond within a reasonable time and provide the information in a clear format.

Right to Correction

If any of the personal data we hold about you is inaccurate or incomplete, you have the right to request that it be corrected. You can update many details directly in your account settings.

Right to Deletion

You can request deletion of your personal data in circumstances where it is no longer necessary for the purposes it was collected, or where you withdraw consent. Note that some data must be retained for legal or fraud-prevention reasons even after account closure.

Right to Restrict Processing

In certain circumstances, you may request that we restrict how we process your data — for example, while a correction request is being reviewed.

Right to Data Portability

Where technically feasible, you may request a copy of your personal data in a structured, machine-readable format to take to another service.

Right to Object

You can object to processing of your personal data for direct marketing purposes at any time. You may also object to other types of processing where your individual circumstances provide grounds to do so.

12. Minors

The apk98 platform is strictly for adults aged 18 and above. We do not knowingly collect personal data from anyone under the age of 18. If we become aware that an account has been registered by a minor, that account will be immediately closed and any associated data will be deleted.

If you believe a minor has registered at apk98, please contact the support team immediately so we can take action. Parents and guardians are encouraged to use device-level controls to prevent minors from accessing online gaming platforms.

13. Changes to This Policy

apk98 may update this Privacy Policy from time to time to reflect changes in how we handle data, changes in the platform's features, or changes in applicable standards. When updates are made, the "Last updated" date at the top of this page will be revised accordingly.

For significant changes that materially affect how your personal data is used, we will attempt to notify registered players through the app, in-platform notification, or by email where contact details are on file. For minor clarifications and non-material updates, we will update the page without individual notification.

Continued use of the apk98 platform after any update to this Policy constitutes your acceptance of the revised version. We recommend checking this page periodically if data privacy is important to you.

14. Contact Us

If you have questions about this Privacy Policy, want to exercise any of your data rights, or have concerns about how apk98 handles your personal information, please reach out through the following channels:

  • Live chat: Available 24/7 within the apk98 app and on the website — the fastest way to get a response
  • Email: [email protected] — for written data requests and formal privacy enquiries
  • FAQ: Common questions about accounts and data are answered on the FAQ page

Data-related requests — such as access requests or deletion requests — will be acknowledged promptly and handled within a reasonable timeframe. We may need to verify your identity before processing a data request to ensure we are speaking with the account holder.

Related pages: For information about account rules, please see our Terms and Conditions. For tools to manage your gaming, visit our Responsible Gaming page.

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apk98 is strictly for adults aged 18 and above. Please play responsibly and within your means. Responsible Gaming